Financial Management Means Life And Financial Management Will Lead To A Better Life.
wealth
Just like the water in the reservoir, when the outlet water is less than the water at the entrance, it means that we can save more wealth.
On the premise of not affecting the quality of life, how to reduce the water at the outlet is a problem that everyone needs to think about. Today we introduce some unexpected savings methods to tighten the outlet of our wealth reservoir.
Why do we like to eat out? Because it's convenient because it's easy to do because it's delicious and can't be done at home.
Take a family of three as an example, go out for two meals a week, with an average of 200 yuan per week, 400 yuan a week, 1600 yuan a month, 20000 yuan a year, the annual annualized yield of 10%, plus compound interest, 10 years after that means a family whose total assets for dining out have shrunk by 350000 yuan.
Not to mention the waste words such as gutter oil, additives and leftovers.
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Let's buy all the special products that we have everywhere, and add the micro signals produced by all kinds of food. As long as we work hard and practice diligently, it is not a problem to make a full Han at home.
As for the convenience and speed, much more work is done, and natural speed is practiced, and some small wisdom of life can be used, such as cutting, chopping and slicing the raw meat in advance, freezing it into the fridge, and unfreezing a small piece at any time when you want to eat.
For women, maintaining a stable weight for decades means that you don't need to invest too much money in dressing, but you can get a more quality and quality dressing experience.
A woolen overcoat bought at graduation is priced at 300 yuan. In the eighth year of this year, it costs an average of 37.5 yuan per year.
A pair of leisure jeans bought by a third year college student, 160 yuan, has now been in its 10 year, with an average annual cost of 16 yuan. Summer is the best match for white T-shirts.
Therefore, as long as we maintain a stable weight, we can buy some classic windbreaker, wool coat, jeans and so on.
Such clothing has few tricks every year, does not follow the trend, and is easy to match.
As long as the tailoring is good and the fabric is good, it will be fine enough to maintain it for ten years.
Changing a silk scarf and a shirt can make a different shape.
Keeping a good life habit can not only have a healthy body, but also a better harvest of beautiful skin.
We don't need to put in a penny, just once a week's light diet, 30 minutes of aerobic exercise three times a week, enough vegetables and fruits every day, go to sleep before 11 o'clock every night, a cup of warm boiled water every morning, regular daily toilet habits.
Facing the high cost of medical treatment, when we think of the pain of illness, as long as we live a little bit and treat our body well, we can keep away from the trouble of illness as far as possible.
Similarly, the nourishment of skin after day and good life habits can not be replaced by any expensive cosmetics.
As the saying goes, "when you are near, you are blind."
When making friends, be careful and stay away from friends with negative energy as far as possible.
Those friends addicted to smoking, drinking, gambling and bad habits can not be down-to-earth, always have friends who are gambling and speculating. They do not want to go forward, do not want to make progress, and eat friends like death.
Interpersonal communication requires a certain amount of money and time to invest. It is necessary to devote limited money and time to those friends who can bring positive influence to themselves and encourage them.
Good friends are the spur of life, the urge, the progress and influence of each other, and the better driving force for tomorrow than today.
Friends who are far away from negative energy are not only saving money, but also purify their social circles, upgrade their cognition and thinking, broaden their horizons and patterns. These are far more important than money.
The hobby here is the kind of initiative that allows you to concentrate on improving a specific skill, such as continuous writing, learning investment and financing, mastering a foreign language, etc.
In other words, reading love stories and playing games is a kind of passive interest. It's a trap designed by the designer to rob you of your attention.
People's attention is limited. When we devote ourselves wholeheartedly to what we like, we will automatically filter out many traps that lure us to spend money.
For example, when you have a lot of free time, go out to the street.
You will find that the mall sells 100 coupons and 100 coupons, and two hundred of the supermarket shopping can send 5% swipe cards. The newly opened restaurants have 20 percent off singles and the premiere of the American blockbuster.
At home, 1000 pieces of money were unknowingly spent.
If you say I'm not going out, I'll be in the house. Okay, let's take a look at the cell phone. Taobao double eleven is on sale. It's nearly 1/3 cheaper than usual. It also sends gifts. Vip.com sends 100 yuan shopping vouchers. The OPPO phone used by Yang Yangxin's TV series is so beautiful that she still grows countless grass and spends a lot of money.
When we focus on our interests, time goes unnoticed, but our abilities are unconsciously elevated.
Because continuous writing requires no effort to promote, the editor will automatically find the manuscripts and increase the revenue of open source.
Because learning investment and financing, through the phenomenon to see through the essence, timely grasp some.
Opportunity
It has made the assets grow substantially, because a foreign language has been mastered, and job hopping has gone smoothly to the company that you like, and the salary has increased. 50%. financial management is the life of reason.
The persistence of these little things in life may bring incredible compounding power to one's life.
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