ICBC Will Strongly Support Smes.

< p > < strong > innovation "enterprise communication" < /strong > /p >

< p > < strong > it is no longer difficult for citizens to start a business in Shenzhen < /strong > /p >

< p > in March 1st last year, Shenzhen implemented the commercial a href= //www.sjfzxm.com/news/index_c.asp registration system reform < /a >, which changed the registered capital paid system to the subscription system, and stimulated the social entrepreneurial enthusiasm.

The company's innovative one-stop service platform, which integrates financial services and public services, "Shenzhen business links", can help entrepreneurs make it easier to start businesses, and avoid entrepreneurs queuing up to start all kinds of entrepreneurial procedures in person.

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< p > according to the introduction, entrepreneurs only need to prepare information and go to any branch of the Shenzhen branch of ICBC. They can enjoy free agency services such as free inspection report, pre approval of enterprise name, establishment of business registration, establishment of organization code registration, establishment of tax registration and other administrative services.

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< p > last August, Shenzhen launched the "whole process online business registration", taking the lead in realizing the whole process of commercial registration and paperless online processing.

The model uses the bank U shield to confirm the true identity of the applicant and sign the electronic application materials.

ICBC Shenzhen branch as a participant in the project cooperation bank, through the completion of the "Shenzhen business through" three phase upgrade, the first to achieve docking with the market supervision bureau system, combined with its own U shield technology advantages, to provide enterprises with the whole process of online business registration services.

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< p > Shenzhen branch of ICBC said that at present, apart from helping a href= "//www.sjfzxm.com/news/index_c.asp" > enterprise registration < /a >, the company will also provide a comprehensive financial service package catering to business growth, cash management and venture capital to meet the financing needs of SMEs in various growth cycles.

In the future, enterprises will gradually load "credit E line", "customs E line pass" and "social security E line" subsystem.

ICBC is willing to become a professional financial manager and accompanied by small businesses.

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< p > < strong > > net loan > /strong > /p >

< p > < strong > making loans for small and medium enterprises more convenient < /strong > < /p >

< p > in order to increase the support for small and medium-sized enterprises, and further implement the "customer centered" a href= "//www.sjfzxm.com/news/index_c.asp" > the concept of financial services < /a > continuously improving the level of financial services, in 2010, the Shenzhen branch of ICBC launched a "network loan" small business network lending business in Shenzhen, and successfully circulate billions of loans to hundreds of small businesses, indicating that Shenzhen's large commercial banks have created a new and faster financing channel for small businesses.

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< p > it is learnt that the network revolving loan (net loan) business is the loan business that ICBC has introduced for small business customers, through the one-time signing of the revolving loan contract with the small business customers, and in the amount and validity period stipulated by the contract, so as to enable customers to make loans and withdrawals and repay loans on line by the Internet bank on their own.

The introduction of net loan business has realized the advantage combination of small business revolving loan business and enterprise online banking channel, and is applicable to small businesses that can provide real estate collateral and other low-risk pledge methods. Its notable feature is that it can provide loans with a maximum loan amount of 30 million yuan.

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< p > the relevant person in charge of the bank said that the "net loan" small business network circulation loan is a financing innovative product which is realized by < a href= "//www.sjfzxm.com/news/index_c.asp" > network path < /a >. The industrial and commercial bank will give full play to the advantages of the advanced small business credit products through net loan, and use the net loan as a powerful means to provide more innovative products and services for the financing of Shenzhen's small and medium-sized enterprises.

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< p > < strong > ICBC is deeply forming SME credit brand < /strong > /p >

＜p＞　　近几年，该行根据中小企业对资金需求小、频、急的特点，推出了一系列力拓中小企业信贷业务的措施：一是在深圳同业率先成立专门面向中小企业金融服务的一级管理部门;二是在同业中率先制定了专门针对中小企业信贷业务的管理办法、评级标准和操作流程，使中小企业有了不同于大型企业的信贷门槛;三是将中小企业信贷业务审批权限下放到一级支行，而遍布深圳的100多个工行网点均可受理中小企业＜a href="//www.sjfzxm.com/news/index_c.asp"＞信贷业务＜/a＞，由此减少了业务审批环节，极大地缩短了放款时间;四是组建了一支近百人的专职服务小企业客户经理队伍;五是度身订做了“应收账款保理”、“黄金宝”、“出口融资易”、“进口信贷通”、“中小企业上市一路通”等一系列业务品种，满足各种类型中小企业的融资需求。

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The implementation of a series of measures has made the credit business of Shenzhen branch of ICBC a good reputation in the society. P

"I didn't expect big banks to come near small businesses" - more and more SMEs went to ICBC to apply for loans.

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