Development Bank Supports Youth Entrepreneurship In Northeast Socks Industry Park

By the end of September 2012, the bank has issued a total of 81 million yuan of loans of this kind, accumulative support for more than 207 young entrepreneurs, and loans for more than 1600 stocking machines. hosiery The park builds the incubation base for university students, which plays a significant role in promoting and supporting the industry of Liaoyuan socks Industrial Park.

The branch supports the business operation mode of youth loan and entrepreneurship in the Northeast hosiery Industrial Park. It adopts the form of "financing platform + guarantee platform + park", that is, Jilin province promotes small and medium-sized enterprise service center to apply for loans in bulk as a loan platform, and borrows all loans. The loan is used as a loan platform to provide bulk loans to entrepreneurs in the hosiery Industrial Park. The provincial Guarantee Corporation guarantees security as a guarantee platform; the socks industry park provides the counter guarantee with the assets of the park as the provincial Guarantee Corporation. The loan amount is 30-50 yuan (inclusive), and the loan period is 24 months. The purpose of the loan is mainly to purchase hosiery machines.

The main features of the model are as follows: first, we fully utilize the concept of development finance, integrate all social resources, and creatively construct the three level risk sharing mechanism and a strong risk control network. Two, we must persist in planning ahead, develop and cultivate loan customers of industrial clusters, and promote the industrial development of the park through the financing support of individual entrepreneurs. The three is to break through the traditional "one to one" financing mode of banks, to solve the retail problem by means of specialized organization carriers, and to explore the support of young entrepreneurs. financing The new model lays the foundation for the sustainable development of microfinance business.

Through the loan fund support, Liaoyuan northeast socks Industrial Park continues to develop healthfully. The role of loan support in operation is reflected in the following aspects: first, employment promotion. At present, there are more than 1 employees in the park, and more than 3 people have been employed in the cotton socks industrial chain. 500 college students from 36 colleges and universities in the country have gathered here to achieve entrepreneurship and employment. 5 college students and 176 college students have set up 122 socks factories and three production enterprises. Among them, 41 students and 33 university students have entered the growing area from the hatchery area, and other university students have also developed well, and the entrepreneurial success rate has reached 94%. Two is the industrial chain pulling. 70% of the products of Liao Yuan de Heng and Liao textile products have been digested by the hosiery enterprises, which have led to the development of related industries such as packaging, logistics, marketing, catering services and so on. The three is product structure adjustment and industrial upgrading. Under the support of open loan, the park is guided by the requirements and standards of "internationalization of concepts, talents internationalization, mechanism internationalization and equipment internationalization", leading the industrial upgrading of the park with its "demonstration, driving and standardization", attracting dozens of famous international and domestic brands to upgrade and upgrade the hosiery machine. The products are upgraded from ordinary cotton socks to pantyhose, stockings, seamless underwear and so on. The four is urban and rural pulling. Through the auxiliary production process of hosiery enterprises in the park, it radiated the surrounding villages, released the production capacity, promoted the development of county economy, settled more than 2 rural surplus labor force, and increased the income of farmers by nearly 200 million yuan, forming a virtuous circle for the park to drive the development of enterprises and enterprises to drive farmers to get rich; five, the growth of economic growth. It has played an important pulling role in Liaoyuan's total economic output, fiscal revenue and per capita disposable income in urban areas.

After years of development, Liaoyuan Northeast socks industry The park achieves 535 enterprises in various enterprises, 17 thousand sets of hosiery machines, 1 billion 500 million pairs of annual output of cotton socks, 3 billion 500 million yuan of output value, and second of the industrial scale. We will continue to adhere to the concept of development finance and support youth entrepreneurship in Liaoyuan socks industrial park by planning ahead and building mechanisms to promote industrial upgrading and development in the park.