Two Loan Applications For Half A Year!

At the beginning of this year, Jia Zhigang and Shuai Xiaohong, who laid off workers and workers in the west line community of Wan Berlin District, submitted applications for small loans to relevant departments, but did not get any reply until mid June.

The reporter accompanied two people to find out in many ways, and finally found that their application had been dug up in the warehouse of the Municipal Employment and management center.

Jia Zhigang was unemployed three or four years ago and his family life was very difficult.

At the end of last year, he applied for a loan of twenty thousand yuan to prepare an electrical maintenance department.

With the help of the community, Jia Zhigang applied for two applications at the end of last year and in February of this year, and the relevant information was handed over to the reemployment Management Department of Wan Berlin district.

But since then, the loan has not been heard.

Shuai Xiaohong, a laid-off worker, has a typing duplication shop in her community. She applied for a loan application with Jia Zhigang, but also received no reply.

In the first instance, the reporter first consulted the staff of the municipal labor employment management center's laid-off workers' small loan processing window.

After detailed search, the staff of the window replied clearly: they will issue a review opinion within two days after receiving the application and confirmation, and recommend it to the Guarantee Corporation. Eligible applicants can get loans from 20 days or so from the date of application, so they do not have two applicants' application information six months ago.

Then, Jia Zhigang and Shuai Xiaohong went to the reemployment Management Department of the Berlin district to ask a department head surnamed Ma to reply: they sent the relevant materials to the municipal labor department just after the Spring Festival.

Where is the loan application for two people?

The reporter once again contacted the Municipal Employment and employment management center. The staff answered: they took over the job from February 19th this year. The former small loan was handled by another comrade surnamed Wang.

On the morning of 6 17, reporters accompanied Jia Zhigang and Shuai Xiaohong in the city employment and employment management center to find the surnamed Wang staff.

The Wang surnamed staff said he had no impression of the names of the two people, and the application materials should not be handed to him.

After contact with the Labor Department of Wan Berlin District, he remembered that he had received a number of small loan data from Wan Berlin District, which seemed to be stored in the Treasury.

Then he found a pile of data from the warehouse that had been applied to the small loan. The application materials of Jia Zhigang and Shuai Xiaohong two people were in it.

After checking, two people found that only one application form, business license and other related materials were found.

The reporter called on the spot and contacted the reemployment Management Department of Wan Berlin District, the other replied: after the Spring Festival, they were told that they only handed in the application form of the applicant, and they had repeatedly asked about it.

The staff members of Wang surnamed Wang subsequently told two people that they had to reapply for small loans because of the long time.

Helpless, the two had to come to the small loan processing window to re - consult the related matters.

The staff told two people: Shuai Xiaohong is a laid-off worker of provincial enterprises, and can not handle small loans at present.

Jia Zhigang can bring relevant information, so long as he meets the requirements, he can re apply for the loan procedures.

Jia Zhigang and Shuai Xiaohong waited for half a year for the twenty thousand yuan small loan.

Although there is a clear answer now, the reasons can not be ignored.

"Shanxi province laid-off workers and small loans guarantee measures" stipulates that all laid-off and unemployed people who are less than 60 years old and have certain labor skills will become the object of loans if they are self-employed, start their own businesses or jointly run and organize employment.

Small secured loans are usually around twenty thousand yuan, and the term is generally not more than two years.

Loans are handled in accordance with voluntary applications, community recommendation, labor and social security department review, loan guarantee institutions examination and acceptance of guarantees and other procedures.

The borrower shall apply to the local community with documents such as residence booklet, identity card, reemployment license and so on, fill out the application form, check the endorsement opinions in the community and relevant labor and social security departments, review the guarantee institutions, and go to the loan bank after confirmation.

In December 15th 2003, the Labor Department of the city clearly stipulated the time limit for handling small loans: Eligible laid-off workers could get small loans within 20 days after applying for an application.